Monthly Archives February 2019

Yes, You’ve Created a Contract

In the simplest terms, a contract is an agreement which consists of an offer by one party and an acceptance by another. Your auto insurance policy is a contract – the insurance company offers to provide insurance coverage for a certain fee, and you agree to buy the insurance and pay the fee. Your apartment lease is a contract. Beware of entering into contracts that you don’t intend to. When you sign up for that “free” bottle of weight loss pills or anti-aging cream (just pay shipping!) and click on the box that says “I have read the terms and
Read More

Pay It Down

Chapter 13 bankruptcy is reserved for people who have enough disposable future income to pay some of their debts back. In the case of Chapter 13 bankruptcy, your ‘disposable income’ will be used to pay down your debts under the plan over the next three to five years.  No matter how much of your debts you’ve actually paid after that period of time, your unsecured debts are usually wiped clean. Also, Chapter 13 can allow you to avoid foreclosure if you have fallen behind on your mortgage payments. If you are behind on loan payments for your vehicle you can
Read More

Love Your Lawyer

Let’s face it: we lawyers get a bad rap. People call us “sharks” and “shysters.” We are the butt of countless jokes. But who do you call when you have a problem? When you get a speeding ticket? When your parent passes away unexpectedly? When your child gets caught shoplifting? When you want to care for your sister’s children while she’s deployed? When you need to incorporate your small business? You call a lawyer. Because lawyers solve problems. As Robert McKay, former dean of New York University Law School Law School once noted, “Lawyers are seldom loved, but often needed.”
Read More

Details, Details, Details

Estate planning has evolved to a point where you can plan the distribution of your wealth assets and personal property in grave detail (please pardon the pun). We spend our whole lives amassing wealth and taking pride in collections that we have gathered. Your children, grandchildren, friends, or favorite charities can benefit from your life long passions if you take time to plan out detailed estate planning to determine where your favored assets will end up. Don’t forget about your pets. Who will continue to enjoy the company of your furry friends? Take the time to plan it out in
Read More