Why Bankruptcy?

What are the reasons I see why people need to file bankruptcy?  Many of us live paycheck to paycheck and when disaster strikes sometimes bankruptcy is not far away.  The types of situations I typically see from bankruptcy filers are when they have lost their job, have experienced a physical
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The Medicaid Asset Protection Trust

A few weeks back I discussed the importance of Wispact Special Needs Trust for clients who are on SSI or Medicaid benefits.  Another important tool for clients who are looking to protect as many assets as possible while qualifying for Medicaid benefits is the Medicaid Asset Protection Trust.  What is
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Trouble at School?

Public schools in Wisconsin must follow certain rules in order to suspend or expel a student.  Generally, students may be suspended for up to five school days. Suspensions can be for up to 15 days if expulsion is being requested. If your child is facing expulsion, it is very important
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When is Guardianship Needed?

Several different occurrences can trigger the need for guardianships.  When minors receive personal injury settlements or beneficiary distributions from a will, guardianship can be set up to administer the funds for the child.  When developmentally disabled minors become adults, orders are put in place for direction on daily living decisions,
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Have You Planned Ahead?

So you own a small business. It is running well and you are successful. You work hard, put in many hours, and it helps provide income for your family. There is more to it than that. You need to take the next step and consider succession planning. What happens to
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Why Do My Documents Need Updating?

A common question is “Why do my documents need updating so often?”  The changes in laws and society in general require updates.  Many banks will not honor the General and Durable Power of Attorneys unless certain specific language is contained in the document.  These changes are constantly being updated by
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New School Year, New Schedule?

School is starting again. Is your child making a significant transition? Going to a new school, starting middle school or high school? If so, and if your child spends time at more than one house, it may be time to take another look at that placement schedule. Maybe moving back
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WISPact Special Needs Trust

Often I have clients asking me what they should do if they would like to leave an inheritance for a relative who is on public benefits such as SSI or Medicaid. What do I recommend? The Wispact Special Needs Trust. The Wispact Special Needs Trust is a community pooled Trust
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Title XIX And Asset Preservation (Part 2)

Last week I discussed the options a couple has if one of them unfortunately needs assisted living or long-term care and wanted to apply for Title XIX benefits. This week I will discuss the options for a single person if the same situations occurs. For a single person, the following
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Title XIX And Asset Preservation (Part 1)

What do you do when your spouse has an unfortunate set back and has to enter an assisted living facility or nursing home? The last thing you should do is panic or worry about the potential expenses that could occur from their stay. With Title XIX, the community spouse (the
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Does My Divorce Have To Be Ugly?

In a word, no. Your divorce will be as smooth or as difficult as the two parties wish it to be.  (However, it takes two to be cooperative, but only one to be difficult.) Some people choose to handle their divorces on their own (“pro se”) because they feel attorneys
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Congratulations! You’ve Had A Baby!

According to YaleGlobal Online, by 2014, 40% of child births in the U.S. involved unmarried parents. In Wisconsin, the rights of unmarried parents differ greatly from those of married parents. When a married woman gives birth to a child, her spouse is presumed by law to be the father (or
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